Ongoing Client Monitoring Officer
Company Description
Finance Incorporated Limited was established in 2012 under the name and brand Paymix. During past years, the company created different products under different brands. As a financial institution, the concept behind Finance Incorporated is to bring together various services from separate disciplines to create a financial gateway, where the clients could reach many services with one click.
Finance Incorporated is being managed by a diverse Board of Directors and banking veterans, where new ideas being fused with rigid governance and controls. We value strict oversight, transparency and good governance whilst never cease to innovate and develop.
Our Team, Our Company, Our Home is the motto of Finance Incorporated. We value and support each other in every way we can.
The Role
Responsibilities include but not limited to:
- Independently manage a portfolio of corporate clients, conducting periodic reviews in accordance with regulatory requirements and internal policies.
- Review complex client structures, ownership arrangements, corporate documentation, and account activity to ensure ongoing compliance.
- Perform Customer Risk Assessments (CRA), adverse media screening, transaction reviews, and ongoing due diligence.
- Assess Source of Wealth (SoW), Source of Funds (SoF), and overall client risk, ensuring information remains reasonable, sufficiently evidenced, and aligned with client activity.
- Liaise directly with clients regarding documentation requirements and ongoing due diligence matters.
- Identify unusual or potentially suspicious activity and escalate matters appropriately.
- Maintain complete and accurate client records and audit trails.
- Provide guidance and support to team members, reviewing work where appropriate, offering feedback, and helping ensure consistency and quality across the team's output.
- Support onboarding and training of new team members.
- Contribute to the enhancement of monitoring procedures, controls, and operational processes.
- Work closely with Compliance, Client Onboarding, Payments, and other stakeholders to resolve complex client matters.
- Perform additional duties as assigned by management.
About You
Experience & Qualifications:
- Minimum 2 years' experience in Ongoing Monitoring, AML, KYC, Compliance, or Financial Crime within the financial services sector.
- Strong understanding of AML/CFT regulations, the risk-based approach, and ongoing due diligence requirements.
- Experience reviewing corporate structures, beneficial ownership, and multi-jurisdictional documentation.
- Experience conducting independent client reviews and communicating directly with clients.
- Degree and/or MQF Level 6 qualification in Finance, Banking, Business, Compliance, or any other qualification which is deemed as relevant.
Skills:
- Excellent analytical and investigative skills.
- Strong attention to detail and sound judgement.
- Ability to manage multiple priorities while maintaining accuracy.
- Strong interpersonal and stakeholder management skills.
- Ability to support colleagues.
- Excellent written and verbal communication skills.
- Proactive, organised, and solution oriented.
- Fluent in English.