Compliance, Risk, and Fraud Analyst

Description

The mission of Oklahoma Central Credit Union is to make a difference in the lives of our employees, our members, and the communities we serve. We know we must make a difference in the lives of our employees for them to make a difference for our members and communities. 

Your role: 

In your role as Compliance, Risk, and Fraud Analyst, you will support Oklahoma Central Credit Union’s fraud prevention, risk management, quality assurance, and internal audit functions by identifying and mitigating risk, ensuring regulatory compliance, and strengthening controls and processes that protect the Credit Union, its members, and its assets. 

In this role you will: 

· Conduct investigations of fraudulent activity to ensure minimal loss to the Credit Union and coordinates recovery of losses due to fraudulent activity. 

· Aid in the execution of a risk based internal audit program. Ensure audits are conducted in a timely manner, as prescribed by the audit plan. 

· Maintain and audit deceased member accounts by reviewing required documentation, ensuring accounts are updated or closed in accordance with policy, and working directly with retail staff and members to resolve issues arising from the deceased account process. 

· Follow and ensure that branch staff follows policy and procedures related to Bank Secrecy Act (BSA), Anti-Money Laundering (AML), Customer Identification Program (CIP) and Customer Due Diligence (CDD) daily to ensure compliance with current regulations. 

· Audit consumer loan files to ensure accuracy on interest rates, terms, collateral, signatures, and underwriting conditions are met per Credit Union policies. 

· Review and track consumer loan files, commercial account documentation, CUDL signature cards, and specialty account documentation for accuracy. 

· Review daily reports and ensure the proper completion of Currency Transaction Reports and Currency Transaction Logs. 

· Support the department in the areas of BSA/AML/OFAC to ensure compliance with Credit Union policies, guidelines, and procedures. 

· Deliver service to both internal and external members that is in alignment with the Credit Union’s Service Promises and Service Standards and meets all established goals. 

· Understand and comply with all aspects of the Bank Secrecy Act and Anti-Mondy Laundering regulations as they relate to their position. 

Benefits you can expect when you join Oklahoma Central Credit Union: 

· Competitive pay – Cha-ching! 

· Work-life balance – Your family, hobbies, and life outside work are important to us! 

· 401(k) retirement plan – You contribute to your future, so we contribute to yours! 

· Best-in-class healthcare coverage – Helping you to stay healthy! 

· Generous PTO and federal holidays – We prioritize what matters! 

· Community Service – We believe in giving back to the community and you’ll receive up to 40 hours of paid volunteer time off! 

Requirements

Who we’re looking for: 

You are an inquisitive and detail-oriented professional who enjoys investigating issues, identifying risks, and improving processes. You excel in a fast-paced environment, effectively managing priorities and deadlines while maintaining accuracy and compliance. A trusted collaborator who builds strong relationships, communicates complex information clearly, and are committed to protecting the Credit Union through sound risk management, strong internal controls, and continuous improvement. 

You’ll need to have: 

· A bachelor’s degree from an accredited college or university preferred 

· One to three years of similar or related experience

Even better if you have: 

· Credit Union or Banking Experience 

Oklahoma Central Credit Union is proud to be an Equal Opportunity Employer and Drug Free Workplace!