Credit Risk Analyst
Ikeja, Lagos, NigeriaPosted Aug 12, 2026
Requirements at a glance
Credit Risk Analyst at PALMPAY LIMITED is a role based in Ikeja, Lagos, Nigeria. The posting asks for 2+ years of experience. It does not mention visa sponsorship. Applications are submitted through JazzHR.
- Experience
- 2+ years
- Visa sponsorship
- Not mentioned in the posting
- Application platform
- JazzHR
Extracted automatically from the job description. Confirm details in the full posting below.
The Credit Risk Analyst will be responsible for reviewing and analyzing SME loan applications to deliver accurate credit decisions in line with established credit policies and underwriting standards. The ideal candidate must possess strong analytical skills and prior experience in loan assessment and risk evaluation.
Key Responsibilities
Requirements
• Minimum of 2 years experience in loan underwriting, credit analysis, or related role
• Prior experience performing similar functions is required
• Experience in the banking or financial services industry is an added advantage
• Excellent communication, documentation and reporting skills
• Great knowledge of risk control and a good sense of industry research.
The role will involve analyzing loan applications, identifying potential credit risks, monitoring portfolio performance, and supporting the business in making sound lending decisions while maintaining a balance between business growth and portfolio quality.
Key Responsibilities
- Review and analyze loan applications and supporting documents
- Assess borrowers’ creditworthiness and repayment capacity
- Make recommendations in line with credit policy and underwriting standards
- Liaise with Field Verification Officers and Risk Team on loan-related issues
- Ensure accuracy and completeness of loan documentation
- Maintain proper records and support process improvement initiatives
Requirements
• Minimum of 2 years experience in loan underwriting, credit analysis, or related role
• Prior experience performing similar functions is required
• Experience in the banking or financial services industry is an added advantage
• Excellent communication, documentation and reporting skills
• Great knowledge of risk control and a good sense of industry research.